We turn staffing companies into fintech powerhouses.

With Grit, staffing companies can tap into unlimited fintech potential, offering branded digital banking, payroll cards, eanred wage access and more. Leaders like Asure Software and VensureHR are already using Grit to drive revenue and deliver more value to their businesses, clients and their employees.

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Earn 50% or more revenue share.

Earn $7 - 9 per employee, per month

Increase your revenue stream with up to $9 monthly per employee.

Whitelabeled fintech

Separate yourself from the competition with your logo and your brand, using Grit's proven platform. From the mobile app to email templates, your clients and their employees will engage with a seamless, white-labeled experience.

Increase your enterprise value

By offering a branded fintech solution, you position your company as a tech-forward innovator. We offer flexible models where you can own the source code and the program, creating long-term valuation upside. Leverage Earned Wage Access to attract more customers and increase activity with the existing customer base.

Modern financial products for today's workforce.

We empower staffing companies and business owners with cutting-edge financial products that enhance profitability, streamline operations, and expand customer bases. Our Earned Wage Access, Pay Card Services, and Automated Tips solutions deliver sustainable value with minimal risk.

Earned Wage Access

  • High returns with low risk: Access the best debt class in the USA with low risk, using our proprietary underwriting modeling algorithm
  • Increased income: Ability to monetize existing commercial relations
  • Drive Customer Acquisition: Expand your customer base with innovative financial product offerings

Employees can access a portion of their earned wages before payday, providing financial flexibility and reducing employee stress.

Card Services (Payroll Cards & Digital Banking)

  • Differentiated Banking Offer: Moneygram transfers and Earned Wage Access features can set your offerings apart
  • True Payroll Card Capabilities: On-site payroll card distribution allows for seamless employer adoption
  • Real-time Data: Offer visibility into interchange and purchasing volumes

Automated Tips Disbursement

  • Seamlessly pay out tips and bonuses after each shift! It’s easy to allocate funds to each employee as your businesses require.
  • Easy-to-use Paycard that can be distributed on-site to all employees, with a one-time activation.

We handle the heavy-lifting, so you can focus on growth.

Fully-branded assets

App, website, card and marketing collateral

Customer Support

Your brand on IVR and support site

Full Compliance

Web, app, and program regulatory compliance

Integrations

Fully-managed implementation with relevant tech stack

Seamless API Software Integration

Grit’s in-house plug-ins allow you to access innovative bank services - at no cost to you.

Customer Acquisition & Retention

Accelerate customer growth and improve employer loyalty

Employers in America are offering on-demand pay to their employees today. They believe by going above and beyond providing a paycheck is essential to attracting and retaining talent in today's world.

Attract and retain employees with:

  • Paying them when they want to be paid: on demand
  • 3.00% APY rewards, paid daily
  • No minimum balances or fees for digital banking
  • Free credit score monitoring (does not affect score)
  • An easy way to get paid - no more waiting in line at the bank!

Opportunities for Banks

Seamless In-App Integration
We provide in-app access to the market leader in international remittances, offering a secure, efficient, and trusted money transfer solution.

Unlock New Revenue Streams
Capture a share of the multi-billion-dollar remittance economy by leveraging transaction fees and expanding financial service offerings.

Differentiate Your Bank
Introduce a high-demand feature that resonates with 40% of the market, attracting new customers and increasing engagement.

Example

Customer value creation: community banks

300%+

Net income growth

$48.8B

Estimated transaction-related fees

$85B

Total annual remittances sent from US

$48.8B

Estimated transaction-related fees

Opportunities for Banks

Maximize Profitability
Grit empowers banks to unlock 300%+ net income growth by leveraging their existing commercial customer base, turning relationships into revenue.

Strengthen Compliance
Grit’s Earned Wage Access (EWA) program helps banks meet Community Reinvestment Act (CRA) requirements, supporting financial inclusion while enhancing regulatory alignment.

Reduce Regulatory Risk
By structuring EWA as loans, Grit ensures compliance with financial regulations, mitigating risk while maintaining profitability and operational security.

Building financial prosperity for everyone.

© 2025 Grit Financial. All rights reserved.

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